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Cumberland County Business Insurance

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Business Insurance in Cumberland County

Business insurance is intended to serve
the insurance needs of a commercial business rather than the needs
of an individual.

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When finding an affordable business insurance quote in Cumberland County, there are many types of coverages
to choose from. Below are the definitions of the two most common types of business insurance policies.

Business Owner's Policy (BOP)

A business owners insurance policy, also know as a BOP policy, primarily combines the following coverages:

Business Liability
Business Property
Business Income

BOP policies are more common for small to medium sized businesses. Coverage is generally cheaper when purchased through a BOP, than if purchased through separate insurance policies.

Commercial Package Policy (CPP)

Like a BOP, this business insurance policy contains two or more lines of insurance. Commercial package policies usually contain much higher limits than a BOP.

In order to qualify as a CPP, the policy must include,
but are not limited, to two or more of the
following coverage parts:

Business Liability
Business Property
Commercial Crime
Inland Marine
Boiler and Machinery

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